legal disclaimer.

Copyright Statement

Copyright © 2017, Aurum Advice GmbH (Aurum). All rights reserved.

This website is owned and managed by Aurum. Unless expressly stated to the contrary on this website, all material contained on this website, including any text, graphics, still images, moving images, audio, database and software is the sole property of Aurum or of a third party expressly authorizing such use by Aurum.

This website, all material contained on this website and its design are protected by all applicable copyright, design, moral, brand and other relevant intellectual property laws. Reproduction of any material contained on this website is prohibited other than for individual personal use only, provided any such material is not shared with any other party. Aurum reserves all rights and remedies with respect to any unlawful use by any party of this website and any material contained on this website.

Important Legal Notices,
Disclaimer and Terms of Use

Please read our Disclaimer before proceeding

Your access and use of the Site is subject to the following Terms and Conditions. By accessing and browsing the Site, you accept, without limitation or qualification, the following Terms and Conditions. If you do not accept the Terms and Condition, please do not access the Site.

Aurum may at any time revise these Terms and Conditions by updating this posting. You are bound by any such revisions and should therefore visit this page before each access to review the then current Terms and Conditions to which you are bound.

Terms and Conditions

General, No Offer and No Solicitation

Aurum maintains this website and/or any pages thereof (the 'Site') for general information purposes only. The materials contained in the Site do not constitute professional advice. Aurum further reserves the right to delete, modify or supplement the content of this Site at any time for any reason without notification to anyone.

No Warranty and No Liability

Although Aurum is making reasonable efforts to include up-to-date and accurate information in this Site, it makes no representations, warranties or assurance as to the accuracy, currency, completeness, fitness for a particular purpose or non-infringement of the information provided. Aurum shall not be liable for any direct or indirect damages, loss or injury resulting from your access to, use or inability to access this Site, or from your reliance on any information provided at this Site. In particular, Aurum shall not be liable for any damages to, or viruses that may infect your computer and software equipment, loss of data or other property on account of your access.

This Site may contain third party information and links to third parties. Aurum does not express any opinion on the content of such third party information and sites, nor does it assume responsibility for its contents. Your access to and use of any of such sites is at your own risk. A link contained on this Site does not mean that Aurum endorses or accepts any responsibility for the content or the use of such other website. Aurum expressly disclaims any liability for third party information and sites and it shall not be liable for any direct or indirect damages, loss or injury resulting from your access to, use or inability to access such sites, or from your reliance on any information provided at those sites.

Terms of Use

The content of this Site is the property of Aurum and you should assume that everything made available on the Site is protected by Swiss and international intellectual property law. The trademarks, logos, service marks, trade names, trade dress and products featured in this Site are protected as well. The images of people or places displayed on the Site are either the property of, or used with per- mission by Aurum. No use of any of the forgoing may be made without the prior written authorization of Aurum and nothing on this Site should be construed as granting, by implication or otherwise, any license or right in or to any of the forgoing. In particular, any downloading or otherwise copying from the Site will not transfer title to any software or material to you.

Permission is given to download or print out a hard copy of individual pages and/or sections of the Site for personal use only, provided that you do not remove any copyright or other proprietary notices. The reproduction, modification, permanent storage, retransmission (by electronic means, linking into other sites, or otherwise), distribution and/or any commercial use of the contents of the Site is prohibited without the prior written consent of Aurum.

Communication, Information and Privacy

You acknowledge that the internet is an open network and trans- mission of information over the internet is not controlled by Aurum. Information posted on the Site may by accessible to third parties by means of the Internet or otherwise. Please do not transmit any confidential information to or through the Site. You acknowledge that communications transmitted by means of the Site are public and not private communications.

The sender of any communications to this Site or otherwise to Aurum shall be responsible for the content and information contained therein, including its truthfulness, legality and accuracy, as well as for the safety of the transmission. You agree to be fully responsible for and indemnify Aurum from and against any and all liabilities, damages arising out of or claims resulting from your use of the Site and the access from your connection to the Site.

Any voluntary communication to the Site by electronic mail or other-wise, including any data, questions, comments, suggestions, or the like is, and will be treated as, non-confidential and non-proprietary. Aurum shall be free to use any ideas, concepts or know-how provided in your communication for any purposes and reproduce and disclose the information to third parties without limitation.

This Site has embedded 'cookies' which allow to track browsing patterns. This technology does not collect personally identifiable information. Personally identifiable information, however, including but not limited to names, addresses, e-mail addresses and the like, which are voluntarily provided via this Site may be collected by Aurum and processed for businesses purposes.

In compliance with Swiss Data Protection law, you have the right to object to these data being used for the above-mentioned marketing purposes. You are also entitled to examine the personal data relating to you and, if necessary, have them corrected.

Governing Law, Jurisdiction

You agree that the laws of Switzerland, without regard to conflicts of law principles thereof, will apply to all matters relating to the use of the Site. In case of a dispute, you agree to submit to the exclusive jurisdiction of the courts of Zug, Switzerland.